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What’s in the news for April 29, 2011?
Brokers Add Mobile Apps to Meet Buyer Needs Brokers are using applications for iPhones, iPads, and other smart phones and tablet computers. These apps allow interested buyers to get immediate information about homes for sale and the areas that surround them. Read more here. Short Sales Not Easy, But Can Pay Off And though they can …
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What’s in the news for April 22, 2011?
Las Vegas Prices Continue Decline; Median Price Near $100,000 At the peak of the real estate market in 2006, the median price for an existing home in Las Vegas was $285,000. In March 2011 the median price was $108,000. Condominiums originally sold for $399,000 are now on the resale market for $39,900. Read more here. …
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How will new jumbo loan limits affect the housing market?
The federal government’s intervention in the housing market is about to show its face again. Much of the housing market has been more or less stuck in neutral–or even reverse–since the federal income tax credits of 2o10 expired. They caused a home buying frenzy in early 2010, as many buyers bought homes sooner than they …
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What’s in the news for April 20, 2011?
Home Sales Up, Prices Down The National Association of Realtors (NAR) reported that the number of existing homes sold in March was up 3.5% versus March 2010. However, the median home price fell 5.9% to $156,900. Read more here. Connecticut Looks to Change Homeowners Insurance Laws The state House of Representatives in Connecticut is considering a …
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What are the six most important provisions of a listing agreement?
Number 4…Number 1: The type of listing agreement. Number 2: The real estate broker’s commission. Number 3: The level or types of services that the broker is committing to provide you. Number 4: The term of the listing agreement. This is the length of time that the agreement is in effect. Generally, listing brokers prefer longer …
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How are closing costs summarized on a HUD-1 Settlement Statement?
Fourth in a 5-part series. Page 2 (Part L) of the HUD-1 Settlement Statement lists all of the “closing costs” associated with the real estate transaction. The majority of the costs are driven by the buyer’s lender, but not all of them. The terms of the negotiated real estate contract determine which costs are paid …
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How does the HUD-1 Settlement Statement summarize the seller’s side of the transaction?
Third in a 5-part series. Part K of the HUD-1 Settlement Statement summarizes the seller’s side of the transaction in lines 401 through 603. Line 603 is the total of all of the seller’s debits and credits and shows the amount of money that the seller will pocket at closing. This post is a line-by-line …
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How does the HUD-1 Settlement Statement summarize buyer’s side of the real estate transaction?
Second in a 5-part series. Part J of the HUD-1 Settlement Statement summarizes the buyer’s side of the transaction in lines 101 through 303. Line 303 is the total of all of the buyer’s debits and credits and shows the amount of money that the buyer must bring to closing. This post is a line-by-line …
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How do I claim a property tax deduction on my federal income taxes?
In 2008 and 2009, anyone who paid property taxes could claim a deduction on their income taxes. However, beginning for tax year 2010, homeowners must itemize deductions on Schedule A in order to receive a deduction for property taxes. (This was also true before 2008; the rules changed for 2008 and 2009, but the old …
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Do property taxes lower my income taxes?
Generally speaking, yes! The Internal Revenue Service (IRS) allows you to take deduct state and local property taxes from your taxable income. This reduces the amount of income on which you must pay federal income tax. Prior to 2008, you could take advantage of this deduction only if you used Schedule A to itemize deductions. …